Privacy Policy

1. Introduction

Yieldz Holdings Inc. ("we", "our", "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information when you visit our websites, mobile apps, online platforms, and any services offered through them (collectively, the "Services"), including the Yieldz Media Podcast website, the Yieldz tokenization platform, and any related digital properties.

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

Personal Information You Provide:

• Name (first and last)
• Email address
• Phone number (including mobile)
• Business/organization name and title
• Company and role information
• Investment qualification status (accredited investor verification)
• KYC (Know Your Customer) documentation
• Wallet addresses and digital asset information
• Project details and consultation specifications
• Guest application information (for podcast guest applicants)
• Account credentials
• Communication history and preferences

Automatically Collected Information:

• Device type and browser information
• IP address
• Cookies and similar tracking technologies
• Usage data and browsing behavior on our Services

3. How We Use Your Information

We use the information we collect to:

• Provide consultations, financial planning tools, and platform services
• Process token purchases and manage investment accounts
• Communicate with you about your account, investments, and inquiries
• Send appointment reminders, consultation updates, and service notifications
• Send investment distribution notifications, yield updates, and portfolio alerts
• Send podcast episode notifications and media updates
• Send promotional messages, offers, and event notifications (with your consent)
• Facilitate KYC/AML compliance and accredited investor verification
• Improve our Services, platform, and client experience
• Comply with legal and regulatory obligations, including SEC requirements

4. SMS/Text Messaging Terms and Consent

By providing your mobile phone number and opting in to receive text messages from Yieldz Holdings Inc., you consent to receive recurring automated marketing and transactional text messages at the mobile number provided. These messages may include:

• Investment and account updates (token distribution notifications, yield updates, portfolio alerts, KYC status updates)
• Appointment and consultation reminders (scheduled calls, meetings, and consultations with the Yieldz team)
• Promotional and event notifications (new podcast episode alerts, Bitcoin conference announcements, product launches, and special offers)
• Service updates and platform notifications

Consent is not a condition of purchase, investment, or receiving services.

Message Frequency: Message frequency may vary based on your engagement status, account activity, interactions, and preferences.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message sent from [PHONE NUMBER]. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Help: For assistance with our messaging program, reply HELP to any message or contact us at [EMAIL] or [PHONE NUMBER].

Supported Carriers: Major carriers are supported. Carriers are not liable for delayed or undelivered messages.

5. Information Sharing and Disclosure

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may share other personal information only in the following circumstances:

• With service providers who assist in operating our Services (e.g., scheduling software, CRM tools, email marketing platforms, token custodians, compliance verification providers)
• With partners directly involved in your investment accounts or financial planning (with your knowledge)
• With regulatory bodies as required for SEC compliance, KYC/AML verification, and securities law obligations
• To comply with legal obligations, court orders, or government requests
• To protect the rights, safety, or property of Yieldz Holdings Inc., our clients, or others
• In connection with a merger, acquisition, or sale of assets (with notice to you)

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. This includes encryption of data in transit, secure storage of KYC documentation, and access controls for sensitive financial information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Digital Asset and Financial Information

Given the nature of our Services, we may collect and process financial information related to digital assets, tokenized securities, and investment accounts. This information is handled with additional security measures and is subject to applicable securities regulations. We do not store private keys. Self-custody wallet information is managed by the user and not accessible by Yieldz Holdings Inc.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You may manage your cookie preferences through your browser settings.

9. Third-Party Links

Our Services may contain links to third-party websites, platforms, or services, including podcast hosting platforms (Spotify, Apple Podcasts, YouTube), payment processors, and digital asset exchanges. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. Our investment and financial services are restricted to individuals 18 years of age or older. If we become aware that we have collected information from a child under 13, we will take steps to delete it promptly.

11. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Accessing, correcting, or deleting your personal information
• Opting out of marketing communications
• Withdrawing consent for text messaging (reply STOP at any time)
• Requesting information about what data we hold about you
• Requesting portability of your personal data

To exercise any of these rights, please contact us at [EMAIL].

12. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, the right to request deletion, and the right to opt out of the sale of personal information. Yieldz Holdings Inc. does not sell personal information.

13. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or applicable securities regulations. Investment and KYC records may be retained for longer periods as required by SEC and financial compliance requirements.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our Services after any changes indicates your acceptance of the revised Privacy Policy.

15. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Yieldz Holdings Inc.
Phone: [PHONE NUMBER]
Email: [EMAIL]